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Injury • Illness • Dental • Vision • Life
ColonialLife.com
ACCIDENT, CANCER, CRITICAL ILLNESS, DENTAL, AND HOSPITAL CONFINEMENT INSURANCE PROVIDED LIMITED BENEFITS.
A Dental Network Access Plan is available.
This information is not intended to be a complete description of the insurance coverage available. The insurance or its provisions may vary or be unavailable in some states. The insurance has exclusions and limitations which may affect any benefits payable. For cost and complete details of coverage, call or write your Colonial Life benefits representative or the company. An insurance producer may contact you.
Policy forms marketed by the company are too numerous to list in the advertisement, but a list can be provided upon request.
Underwritten by Colonial Life & Accident Insurance Company, Columbia, SC.
© 2024 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company.
Our updated accident coverage includes in-demand features and health benefits that tap into more value for employees in multiple generations.
Expanded accident benefits at a glance
Benefit stories
With rising inflation and medical costs, many employees are looking for ways to stretch their paychecks and keep their families healthy. Our modern take on voluntary benefits insurance answers that challenge.
Discover the value of voluntary benefits for the next generation
Are medical costs keeping your employees up at night?
Talk with your Colonial Life benefits representative today to learn more.
For illustrative purposes only. These benefit stories aren’t intended to depict real people.
Soften the impact of medical expenses
Average cost for nonfatal accidental injuries in the ER
Source: CDC, Cost of Injury. wisqars.cdc.gov/cost, accessed Sept 2023.
$
6,326
Voluntary benefits can be a budget-friendly way to help employees pay for their out-of-pocket expenses for an injury, critical illness or hospital stay. With this coverage, employees can focus on recovery instead of worrying about paying their medical bills. How coverage helps:
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Benefits
of adults or a family member with health insurance have postponed medical care because of costs
Source: KFF, Health Care Debt Survey, 2022.
%
48
Orthopedic
clinic visit
Ashley
Ashley was riding her bike in her neighborhood with her brother when she fell and dislocated her ankle.
Ashley’s parents’ accident benefits helped cover out-of-pocket costs for:
X-rays
Follow-up treatment
A walking boot
ASHLEY
RYAN
Pet boarding for two nights
Surgery
X-rays and medical imaging
Ambulance and ER visit
Ryan was driving to the bookstore when he got into a car accident requiring an emergency room visit.
Ryan’s accident benefits helped cover out-of-pocket costs for:
Ryan
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Follow-up visits with his doctor
Physical therapy
Average cost for non-fatal accidental injuries in the ER
Source: Injury Prevention, Average Cost of Fatal and Non-fatal Injuries, 2021.
6,326
$
Active lifestyles
Increases the value of 18 eligible common benefits due to a covered accident.
Active lifestyles
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Building benefit
Increases the value of benefits the longer an employee keeps the coverage.
Building benefit
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Family care and pet boarding
Provides daily benefits to help provide care for a child or pet while a covered person is hospitalized or recovering from surgery for a covered accident.
Family care and pet boarding
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Behavioral health therapy
Benefit for behavioral health visits to assist in recovery from a covered accident.
Behavioral health therapy
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Gunshot wound
Benefit payable for a non-fatal gunshot wound as the result of a covered accident.
Gunshot wound
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Enhanced wellbeing assistance
New options to cover well child visits, annual physicals and immunizations for all covered insureds.
Enhanced wellbeing assistance
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Personal safety
For completion of covered programs, including defensive driving, first aid, swimming lessons.
Personal safety
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Click on a name for their benefits story.
Click on a name for their benefit stories.
Colonial Life & Accident Insurance Company
Life Insurance
Life insurance helps provide peace of mind and financial security for the people who matter most in your employees' lives.
Life Insurance
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Hospital Confinement
Indemnity Insurance
Hospital confinement indemnity insurance can help with expenses due to a covered surgery or stay in the hospital that may not be covered by most medical plans.
Hospital Confinement Indemnity Insurance
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Disability Insurance
Disability insurance can replace a portion of an employee's income if they are unable to work if they're sick or hurt.
Disability Insurance
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Dental Insurance
Keep employees smiling with dental insurance that can help cover routine and more costly dental procedures.
Dental Insurance
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Critical Illness
Insurance
Critical illness insurance provides a lump-sum benefit to cover
out-of-pocket costs if an employee is diagnosed with a covered illness.
Critical Illness Insurance
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Cancer Insurance
Cancer insurance can help offset costs associated with cancer treatment and recovery, so employees can focus on getting well.
Cancer Insurance
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Accident Insurance
Accident insurance helps employees pay for out-of-pocket costs associated with minor and major accidents — costs their medical insurance may not cover.
Accident Insurance
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Voluntary benefits help you build a comprehensive benefits package that attracts and retains skilled workers without adding to your bottom line. Payable directly to the employee, they can be used to pay expenses that other insurance may not cover, like lost wages, out-of-pocket expenses or household bills.
Popular benefits at a glance
Benefits
Life Insurance
Hospital Confinement
Indemnity Insurance
Disability Insurance
Dental Insurance
Critical Illness
Insurance
Cancer Insurance
Accident Insurance
Voluntary benefits help you build a comprehensive benefits package that attracts and retains skilled workers without adding to your bottom line. Payable directly to the employee, they can be used to pay expenses that other insurance may not cover, like lost wages, out-of-pocket expenses or household bills.
Popular benefits at a glance
Benefits
Life Insurance
Hospital Confinement
Indemnity Insurance
Disability Insurance
Dental Insurance
Critical Illness
Insurance
Cancer Insurance
Accident Insurance
Voluntary benefits help you build a comprehensive benefits package that attracts and retains skilled workers without adding to your bottom line. Payable directly to the employee, they can be used to pay expenses that other insurance may not cover, like lost wages, out-of-pocket expenses or household bills.
Popular benefits at a glance
Benefits
