Benefits stories

Benefits portfolio

Statistics

Fullscreen

Stop motion

FOR BROKERS AND EMPLOYERS | 6-25

Illness • lnjury • Dental • Vision • Life ColonialLife.com THIS POLICY PROVIDES LIMITED BENEFITS. This coverage is a supplement to health insurance. It is not a substitute for essential health benefits or minimum essential coverage as defined in federal law. This information is not intended to be a complete description of the insurance coverage available. The policy has exclusions and limitations which may affect any benefits payable. Applicable to policy form ICI6000-WA. For cost and complete details of coverage, call or write your Colonial Life benefits representative or the company. Underwritten by Colonial Life & Accident Insurance Company, Columbia, SC. © 2025 Colonial Life & Accident Insurance Company. All rights reserved. Colonial Life is a registered trademark and marketing brand of Colonial Life & Accident Insurance Company.

Critical illness reoccurrence benefit

Experience more value with our new critical illness coverage, featuring updated benefits, supplemental coverage and in-demand features.

Critical illness benefits at a glance*

Benefit stories

With rising health insurance premiums and medical costs, many employees are looking for strong benefits to avoid sliding into medical debt. We’ve expanded our critical illness coverage with more benefits and features that help employees tap into more value. Discover the value of critical illness insurance with optional cancer coverage.

Discover the value of our critical illness benefits

Help ease the stress of medical costs for your employees

Talk with your Colonial Life independent agent today to learn more.

For illustrative purposes only. These are not intended to depict real people.

Payable multiple times if conditions are met

Cushion the impact of out-of-pocket expenses

Critical illness insurance is a valuable voluntary benefit that can help employees pay for their out-of-pocket expenses, so they can concentrate on what's most important — their treatment and recovery. Our coverage helps soften the ﬁnancial impact of out-of-pocket costs from a covered condition.

Behavioral health therapy benefit

Offers behavioral health visits to support emotional recovery from a covered condition

Behavioral health therapy benefit

Critical illness reoccurrence benefit

Optional riders available

Extra coverage with supplemental conditions rider, infectious diseases rider and progressive diseases rider

Optional riders available

Critical Illness or Critical Illness + Cancer plans

Select a benefit to learn more.

Benefits

ER visit

Charles

After getting home from a birthday dinner with his family, Charles had a heart attack and was rushed to the hospital. Fortunately, he made a full recovery. His critical illness benefits helped cover out-of-pocket costs for:

X-rays and medical imaging

Rehabilitation

Surgery

HSA compatibility

Works alongside employees’ health savings account (HSA)

HSA compatibility

No coordination

Benefits are payable regardless of other insurance

No coordination

Health screening benefit

Covers health screening tests for specific medical conditions

Health screening benefit

Choice of two plan options to fit employees’ benefit needs

Critical illness or critical illness + cancer plans

Charles

ALLISON

Travel and lodging during treatment

Mastectomy and reconstructive surgery

Medical imaging studies

Chemotherapy and radiation treatments

Allison was diagnosed with breast cancer after a routine mammogram. Her critical illness + cancer benefits helped cover out-of-pocket costs for:

Allison

Click on a name for their benefits story.

After a heart attack, Tony’s doctor ordered him to take time off work. Watch his story.

someone in the U.S. will have a heart attack. Source: American Heart Association, 2025 Heart Disease and Stroke Statistics.

Every 40 seconds

Follow-up treatment

Stop motion

Personal safety

Gunshot wound

Family care and pet boarding

Enhanced wellbeing assistance

Building benefit

Behavioral health therapy

Health screening benefit

Covers health screening tests for specific medical conditions

Health screening benefit

Covers well-child visits, preventive testing and immunizations.

Wellbeing assistance benefit

Covers well-child visits, preventcve testingrand imiunizationsd

Wellbeing assistance benefit

Covers well-child visits, preventive testing and immunizatons.

Wellbeing assistance benefit

Covers well-child visits, preventive testingand immunizations.

Wellbeing assistance benefit

Covers well-child visits, pheventise testiag and immunizations.

Wellbeing assistance benefit

Covers well-child visits, preventive testing and iunizations.

Wellbeing assistance benefit

* Please refer to the policy for complete definitions of covered conditions.

NS-2397101-WA